Secured & Unsecured Loans from Mortgage Advice Services

Whether you are looking to raise finance to clear existing debts, make a large purchase or carry out some home improvements, Mortgage Advice Services can take the hassle out of finding the best interest rate for Secured Loans and Unsecured Loans.

Our experienced partners offer a fast & efficient search of a wide range of lenders so you have the peace of mind that you will get the best rate available.

We will provide you with a completely free quote with no obligation to take out any loan.

Our advisors will search the market for you and let you know the best rate available within 24 hours.

In respect of personal loans, Mortgage Advice Services is an introducer appointed representative of Aro (a trading style of Freedom Finance Limited) who are authorised and regulated by the Financial Conduct Authority.

Enquiring Won't Affect Your Credit Score!

Credit score

If you wish to make an enquiry to find out what rate you qualify for, only a ‘Soft’ credit search will be carried out.

This means that unless you decide to apply for the loan, no record of you receiving a quote will be shown to other lenders looking at your credit file.

Please fill out the form below.

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    Why Choose Us?

    Choosing the right loan can be daunting, but at Mortgage Advice Services, we make the decision easy.

    With years of experience, a customer-centric approach, and a range of comprehensive secured and unsecured loans to choose from, we’re your trusted partner in borrowing.

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    Frequently asked questions

    Your Borrowing FAQs Answered

    At Mortgage Advice Services, our FAQs for British loans serves as a comprehensive resource designed to simplify the complex financial decisions all our customers face when applying for secured or unsecured loans.

    By addressing common queries and concerns related to secured and unsecured loans, our FAQs aim to provide clarity and guidance throughout the loan application and decision-making process.

    Secured Loan FAQs

    A secured loan is a type of loan that is backed by collateral, such as your home or car. If you fail to repay the loan, the lender can repossess the collateral to recuperate their losses.

    Common forms of collateral for secured loans include property (home equity), vehicles, investments, or other valuable assets.

    The amount you can borrow with a secured loan depends on factors such as the value of the collateral, your income, your credit history and score, and the lender’s criteria. Generally, you can borrow larger amounts with secured loans compared to unsecured loans.

    Secured loans typically offer lower interest rates, longer repayment terms, and higher borrowing limits compared to unsecured loans. They may also be easier to qualify for if you have a poor credit history or score.

    The main risk of secured loans is the potential loss of collateral if you default on the loan. Additionally, secured loans may have higher upfront costs, such as appraisal fees and closing costs.

    Yes, secured loans can be used for various purposes, including home improvements, debt consolidation, purchasing a vehicle, or funding large expenses like weddings or education.

    Unsecured Loan FAQs

    An unsecured loan is a type of loan that does not require collateral. Instead, lenders rely on your creditworthiness, income, and other factors to determine eligibility and terms.

    The amount you can borrow with an unsecured loan varies depending on factors such as your credit score, income, and financial history. Generally, unsecured loans have lower borrowing limits compared to secured loans.

    Unsecured loans do not require collateral, making them less risky for borrowers who do not want to pledge assets. They also typically have shorter application and approval processes compared to secured loans.

    Unsecured loans often come with higher interest rates, shorter repayment terms, and lower borrowing limits compared to secured loans. They may also be more challenging to qualify for if you have a poor credit history or score.

    Yes, unsecured loans can be used for various purposes, including debt consolidation, home improvements, travel, medical expenses, or unexpected emergencies.

    The main difference between secured and unsecured loans is the presence of collateral. Secured loans require collateral, while unsecured loans do not. Additionally, secured loans typically have lower interest rates and higher borrowing limits compared to unsecured loans.

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